Friday, April 24, 2009

FAMILY : Selecting Health Insurance



Health insurance at this time is not a foreign object again. Almost all banking institutions have a health insurance package.
However, there is a blunder on the part of the community about health insurance. Ie, the premiums we pay are considered as lost money. Fortunately, not all think so. Some of the people of Indonesia have started will be the importance of health insurance. In general, health insurance will bear the risks that we experienced in terms of health.

Cautious in choosing. Typically, for employees, private companies usually include the staff working in health insurance. In addition to the program Jamsostek (social security workers), not infrequently also included in the employee health insurance is selected according to company policy. For those who are civil servants (civil servants), are automatically enrolled in health insurance guarantees that the government is the PT Askes.


Meanwhile, the family members that have not been protected by health insurance, should not be overlooked. Should include in the health insurance program that according to the needs of families. Because many insurance companies that bid with an interesting, not to select any insurance that does not comply with the demand.

Before the drop option, first learn some alternative health insurance bids. Consider the mature peeved not to be disappointed because the product does not fit their needs. Among them, know how long the insurance company has been long standing and reputation in handling the insurance members. Such as ease of handling and payment of claims.

Do not hesitate when the dig information from the health insurance products that will be selected. From this information, you will be able to obtain descriptions of the capital strength of insurance companies are. And the most important is to choose the package that truly fit the needs of your family. For example, check on claims confinement if your pregnant wife, or check the claims of compulsory immunization in the small first year. With carefulness in work, you can get optimum benefit from the health insurance of your choice.



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